Explained answer of micro-enterprise credit for street youth

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Question 1-4:
1. A (the first quote: “since I joined the Street Kids International program I have been able
to buy my family sugar and burns for breakfast. I have also bought myself decent secondhand clothes and shoes”

2. D (Introduction, para 2: “Over the past nine years, Street Kids International (S.K.I) has
been working with partner organizations in Africa, Latin America and India to support
the economic lives of street children. The purpose of this paper is to share some of the
lessons S.K.I and our partners have learned”)

3. C (Background, para 1, first 3 lines: “Typically, children do not end up on the streets due
to a single cause, but to a combination of factors: a dearth of adequately funded schools,
the demand for income at home, family background and violence. The street may be
attractive to children as a place to find adventurous play and money. However, it is also”)

4. C (Background, para 2, last 3 lines: “work. Many children ay chose entrepreneurship
because it allows them a degree of independence, is less exploitative than many forms of
paid employment, and is flexible enough to allow them to participate in other activities
such as education and domestic tasks.

Question 5-8:
5. „Sudan & India‟

6. „bicycles‟
(Street Business Partnerships: “The S.K.I Bicycles Courier Service first started in the
Sudan. Participants in this enterprise were supplied with bicycles, with they used to
deliver parcels and messages, and which they were required to pay for gradually from
their wages. A similar program was taken up in Bangalore, India.”

7. „Shoe Shine collective‟ (Street Business Partnerships: “Another successful project, the
Shoe Shine Collective, was a partnership program with the Y.W.C.A in the Dominican
Republic. In this project, participants were lent money to purchase shoe shine”

8. „life skills‟(Street Business Partnerships: “Y.W.C.A Street youths are supported to start
their own small business through business training, life skills training and access to
credit.”)

Question 9-12:
9. NO (Lessons learned: “Being an entrepreneur is not for everyone, not for every street
child. Ideally, potential participants will”)

10. NOT GIVEN

11. NO (Lessons learned: “Small loans are provided initially for purchasing fixed assets such
as bicycles, shoe shine kits and basic building materials for a market. As the
entrepreneurs gain experience, the enterprises can be gradually expanded and
consideration can be given to increasing loans amounts. The loan amounts”)

12. YES (Lessons learned: “All S.K.I programs have charged interest on the loans, primarily
to get the entrepreneurs used to the concept of paying interest on borrowed money.
Generally the rates have been modest (lower than bank rates)

Question 13:
13. A (Conclusion, line 2-3: “to fulfil economic needs. The provision of small loans to
support the entrepreneurial dreams and ambition of youth can be an effective means to
help them change their lives. However, we believe that credit”)

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